Digitalisation and the development of the internet have given rise to a completely new kind of organisation, which is now being emulated in other industries. Traditional revenue models are being replaced by ‘today's loss is tomorrow's profit’.
This kind of business cannot cope with traditional financing, which is why we have seen huge growth in the venture capital and private equity market. Investors who provide venture money to promising and high-risk startups, scale-ups, as well as existing companies.

Venture capital and private equity companies focus on dynamic markets such as FinTech, IT and life sciences, but traditional industries such as retail are also proving interesting. But where the risks are high, it is important to protect yourself optimally. Blue Risk has specific insurance solutions with a positive effect on investors' returns. We also have interesting products for portfolio companies.

What is insured?

Professional liability, such as failure to comply with prospectus and issuficient due dilligence.
Corporate liability, eployer risk for employees and material or bodily injury to third parties.
Directors liability, including for board searts at portfolio companies.
Legal assistance.
Fraud

What is not insured?

Intent
Known facts and circumstances
IT System malfunctions
Environmental Pollution
Super contractual Liability, such as penalties, warranties and indemnities
Specific exclusions relating to the US

For whom?

Private Equity- and Venture Capital parties

Premium example

Our solutions for Venture Capital and Private Equity are customised and depend on the type of coverage. We can give and immediate indication when we understand the size of the portfolio.

FAQ's

Are all sections insured?

Not by default. Most policies are modular and make so you can choose which parts you want to insure.

I have a portfolio company. Do you have any solutions for that?

Yes, we have a lot. Blue Risk is also a partner of TechLeap and Yes!Delft.

Does the insurance provide cover in the US and Canada?

No. Claims filed in the United States and/or Canada (or based on the law of these countries) are excluded. Insurers do not provide this coverage as standard beacause the damage amouts and legal assistance there are much higher than here. In some cases, we have coverage for this exclusion and can provide coverage for this jurisdiction as well.

What does Prior Acts Coverage and Extended Reporting Period mean?

Prior Acts Coverage

This is damage whose cause predate the commencement of the insurance, but is discovered during the policy period. This so-called inherent risk is not covered by default, but can sometimes be purchased for an additional period. This allows you to insure yourself against damages that are not yet know, but could potentially arise.

Extended Reporting Period (ERP)

The opposite of Prior Acts Coverage. Damage that manifests after the insured period has expired, but whose cause falls within that period. Again, you can insure against this ERP cover for a number of years. This if often offered by insurers after termination.

Does Blue Risk advise on other insurances?

Absolutely. We are specialists in complex risks, but are happy to help you protect against some of the more mundane business risks. Think of corporate insurance for buildings, inventory, transport, business damage, accidents, business travel and employee insurance.

We don't advise on pension and other life insurances.

My company is being held liable. What now?

As soon as you are found liable, you should report it to us. We advise you not to admit liability, but to submit it to the insurer first.