Liability

Our Liability Insurance is a corporate and professional liability insurance in one. The policy offers protection against both financial and material damage for which you can be held liable as a healthcare professional. 

• Cover for financial loss suffered by third-parties due to incorrect treatment or diagnosis.
• Cover for damage to property and persons, including liability.
• Primary coverage for the general practitioner, dentist, psychiatrist, paramedic and home care nurse.
• Additional cover for other doctors and nurses withing inpatient healthcare who already have insurance through the institution where they work.
• The insurance providers secondary cover that ensures you are always covered, even if your healthcare institution's insurance provides no or insufficient cover.

• Already known circumstances of damage before policy commencement
• Environmental pollution
• Directors’ liability
• Fraud and wilful misconduct- penalty clause, indemnity clause, guarantee clause, warrenty clause or similar clause, except if the liability would have existed even without this clause
• Infringement of intellectual and industrial property rights, such as copyright and patent rights as well as unfair competition (Blue Risk does have specific policies for intellectual and industrial property rights!)

Any company, organisation or institution

Premiums from €140 per year, excluding 21% Insurance Tax. We can instantly prepare a quote over the phone and immediately submit this application to the insurer, where we can usually provide you with a policy the next day. These insurers specialise in this field and are among the top players in the insurance market.

The Legal Expenses Insurance for healthcare professionals provides legal assistance and advice in the Netherlands for disputes with, for instance, clients, patients, intermediaries, and health insurers.

• Is there a criminal or recovery case involved? Then you will receive legal assistance throughout Europe.
• You have access to the telephone advice & helpdesk.
• The debt collection legal assistance helps to collect outstanding invoices in the Netherlands.
• You can request advice on how to possibly resolve a legal issue yourself.
• You can have your terms and conditions checked free of charge.

• Circumstances of loss already know before the policy commencement.
• Fraud and wilful misconduct.
• Penalty clause, indemnity clause, guarantee clause, warranty clause or similar clause, except where liability would have existed even without such clause.

Any business or self-employed professional in the healthcare sector.

Premiums from €300 per year, excluding 21% Insurance Tax. We can instantly prepare a quote over the phone and immediately submit this application to the insurer, where we can usually provide you with a policy the next day. These insurers specialise in this field and are among the top players in the insurance market.